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Bathroom Remodeling: Easy Tips For A Successful Bath Makeover

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Bathroom Remodeling: Easy Tips For A Successful Bath Makeover

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By Yakove Vahava

A bathroom makeover project can either fill your thoughts with nice and gleaming white bath surfaces or maybe something like a half assembled remodeling disaster. As soon as your bathroom remodeling project gets done, your project may just turn out to be a fun task after all. A bathroom makeover is among the most popular home improvement projects. Whether it is the addition of a new bath or remodeling an old one, here are few important tips that you have to keep in mind for you to make the most out of this project.

How far would you want to go for this bathroom makeover?

— The simple surface modifications. On an easy end of the scale, you may prefer the general layout and size of your bath and the structures that support it such as walls, joints and etc. The ultimate mantra of surface level alterations is ‘to cover and not replace’. You can always do a simple tub reglazing or perhaps a wall repainting to give your bath a refreshing new look.

— Changing your bath interior layout. The structural elements are fine, you may want to change the surface alterations and also alter the layout around your bathroom.

[youtube]http://www.youtube.com/watch?v=7sYdIZbWNlo[/youtube]

— Complete tearing out and remodeling project. At this point, you have already reached the most difficult end of the scale. You want to do all the tasks that were mentioned above but the 50 years of accumulated moist in your bath has already worn out your joists, wall studs and even your bath window is falling out.

Financing your bath remodeling project

Bath renovations can get pretty costly. A total bath makeover would costs around $15K to $18 just for the usual functional remodel. Even though many baths are small, the costs arise from the subcontracting services that you may need (plumbers, electricians) and other expensive items involved (cabinets, fixtures & etc.). One of the most popular ways of financing a bath remodeling project is through a home equity loan. While you are looking at your financing options, it would also be wise to think about how you can save on your bath renovation costs.

Bath Renovations: DIY or hire a professional contractor?

During this point in time, you may have to decide whether you want to do this project yourself or hire a remodeling pro. If you think you are that motivated and your task simply involves the usual surface alterations, then you can always do the project yourself. But remember, not all tasks are created equal. The installation of a new toilet can be simple, but the construction of new tiled shower should only be done by professionals. Take note which projects you can do yourself and the ones that are better left to the skilled hands.

— Permits. Building, electrical and other permits may be needed for this project. Make sure you go apply for one before even the project starts.

— Contractor license. Hire licensed contractors that have the necessary skills for quality workmanship.

Tub and Shower Refinishing, Repair and Replacement

The tub and shower comprise the heart of bath and for many homeowners, these are the reasons for a bathroom remodeling project. If there are cracks, then you can always self repair acrylic/fiberglass tub at an affordable cost. if you think the surfaces are stained and discolored, then a tub refinishing would be helpful.

About the Author: To learn more about

tub reglazing

and

bathroom remodeling

tips, visit our site and blog at http://www.bathroomremodelingexperts.com.

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  • 13 Oct, 2022
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Best selling British author Sir Terry Pratchett dies, aged 66

Saturday, March 14, 2015

British author Terry Pratchett, best known for the Discworld series of fantasy novels, has died at the age of 66. Pratchett was diagnosed with a rare form of Alzheimer’s in 2007, following his diagnosis he donated to Alzheimer’s charities and became a public face of the disease

Pratchett spoke out for the right of an individual to assisted suicide. However, Larry Finlay, of Pratchett’s publisher Transworld, said that the author did not die of suicide but of natural causes at home “with his cat sleeping on his bed, surrounded by his family,”

British Prime Minister David Cameron paid tribute to Pratchett. He said “Sad to hear of Sir Terry Pratchett’s death, his books fired the imagination of millions and he fearlessly campaigned for dementia awareness.”

A writer since his teens, Pratchett first came to prominence with the Discworld novel The Colour of Magic in 1983, and at his peak was publishing three books a year, writing over 70 in total. Alzheimer’s slowed but did not end his writing, with a final novel, the fourth book in the Long Earth series due in the summer of 2015. He was knighted for services to literature in 2009.

News of Pratchett’s death was made via his official Twitter account in the persona of Death, a character in many of his novels, with the tweet: “AT LAST, SIR TERRY, WE MUST WALK TOGETHER.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Best_selling_British_author_Sir_Terry_Pratchett_dies,_aged_66&oldid=4460922”
  • 9 Oct, 2022
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How To Attain A Mortgage Loan

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How to Attain A Mortgage Loan

by

Abbie Smith

Mortgages are loans or debts that secure the lender with collaterals or a property purchase scheme without paying the full value up front. This often applies to real properties which are paid in a predetermined payment arrangement. For someone who is planning to buy a property in Alberta, there are four steps in getting a mortgage.In Alberta, the lender pre-qualifies the borrower based on income, assets, and liabilities. Given this information, the lender can give a rough estimate as to how much is the allowable mortgage amount. This gives the lender the idea of how much will be more comfortable to him and to what properties does it fall. The process of pre-qualification does not guarantee that the mortgage loan will be approved nor denied.

The pre-approval process follows the pre-qualification process. It is more formal and it is where the lender confirms mortgage qualification. The lender would typically check the borrower s financial standing, credit situations, employment information, and the borrower s ability to pay the mortgage.

[youtube]http://www.youtube.com/watch?v=iR0ddIDu87Q[/youtube]

When a borrower is qualified and ready for a mortgage, the next big concern is to look for the best mortgage lender. There are three best sources of mortgage lenders, namely, the brokers, the banks, and the real estate agents. Each has its own services provided to clients, but each of these also poses its own advantages and disadvantages.In applying for an

Alberta home loan,

brokers are people whom a borrower with a bad credit might likely get help from. Usually, brokers get in touch with a wider group of mortgage lenders and credible brokers can even vouch for client s credibility to pay. But clients must be aware too that mortgage brokers do not offer their services for free. In fact, mortgage brokerage is one of the high paying jobs.Since the services of an

Alberta best mortgage

broker are costly, clients get the mortgage assistance from banks. Banks offer mortgage programs to their clients in a generally good interest rate. However, mortgage offers from banks are often limited and payment terms and fees couldn t be negotiated.

Real estate agents are also good sources of lenders for an

Alberta home loan.

They, too, have contacts with mortgage lenders because of their line of work. But their services are also expensive and, just like banks, the choices are limited.

For More Information, please visit our website at www.nelsonsousa.ca

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  • 7 Oct, 2022
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Thousands of Australian workers set to rally against IR reform

Tuesday, November 15, 2005

Police and union leaders across the country expect big crowds during today’s National Community Day of protest against the Federal Government’s WorkChoices proposed changes to industrial relations laws.

The Australian Council of Trade Unions (ACTU) predicts hundreds of thousands of people will demonstrate in Sydney and Melbourne. Protest meetings in other capital cities are expected to attract workers in their tens of thousands. The rallies will take place in 300 regional sites across Australia.

Labor’s opposition spokesman on industrial relations, Stephen Smith says, “The more people become aware of the nature of the changes and the detail of the changes, the more they realise how vulnerable they are and the more they want to do something to prevent the changes.”

Mark Bethwaite, from Australian Business Ltd, believes most people will go to work as usual. “Because frankly they are not convinced by the scare campaign the ACTU has been running,” Mr Bethwaite said.

The Federal Government has been accused of instructing agencies to refuse staff leave to attend the rallies against its IR changes and says it will not be affected by a rally of one person or a 100,000.

The Federal Department of Workplace Relations has issued advice to other departments that employees wanting to attend the National Community Day of Protest should be denied leave.

State and territory leaders intend to mount a High Court challenge to the Federal Government’s proposed industrial relations changes.

The ACTU say, “the IR changes are not just an attack on workers – they fundamentally undermine the values that make Australia great. Beneath all the glossy advertising are proposals that will unfairly curtail your rights at work, cut the amount of time you can spend with family, and erode your job security.”

The federal government have spent over fifty million dollars on promoting the radical new changes.

Unions say the changes will make it easier for workers to be sacked; cut take-home pay and reduce minimum standards; change the way minimum wages are set to make them lower; replace the award safety net with just five minimum conditions; restrict access to unions; make it harder for employees to bargain as a group; and reduce the powers of the independent Industrial Relations Commission.”

In Melbourne, Australian Education Union’s Mary Bluett said the IR legislation “is not the legacy we want to leave our children.” About 12,000 public servants, 10,000 building workers and hundreds of nurses are also expected to join the protest, but workers operating road, train, tram and bus services will remain on duty to allow commuters to travel free to the rally.

Sky News estimated the number attending the rally in Melbourne as 175,000.

The Australian Chamber of Commerce and Industry labelled the rally “a tired union stunt”.

Retrieved from “https://en.wikinews.org/w/index.php?title=Thousands_of_Australian_workers_set_to_rally_against_IR_reform&oldid=1186529”
  • 5 Oct, 2022
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Category:Science and technology

This is the category for science and technology.

Refresh this list to see the latest articles.

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Retrieved from “https://en.wikinews.org/w/index.php?title=Category:Science_and_technology&oldid=4551729”
  • 5 Oct, 2022
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Know The Reasons For Rejection Of Business Loan

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. Although it may seem difficult for owners to make use of these loans, particularly first-timers, this is not so.

Approval of business loan depends on different parameters, and if these are not met, a loan has a will be denied. The best way to deal with the rejection is to explore the factors behind it and build on them to obtain the business loan eligibility criteria for your next submission.

Reasons for your business loan application getting rejected

Low credit score

[youtube]http://www.youtube.com/watch?v=IjH_j7Sm2mA[/youtube]

A good credit score reflects the successful management of the budget and expenditures. If you have a low credit score, it shows your lack of financial prudence. You must check your score with reputed credit rating agencies before applying for a loan. One of the most common reasons for refusal on l business loans is due to the use of a high percentage of credit amount.

Insufficient cash flow

Your cash flow analysis shows your ability to repay your loan after you have covered the operating costs. Insufficient cash flow influences lender trust to approve the loan. You can increase your cash flow by:

  • Reducing unnecessary costs
  • Holding correct invoice
  • Establish an Emergency Fund

Excess debt

If your company is in over-debt, prospective investors will be turned away. A lender’s primary concern is repayment. When a lender sees you having colossal debt, it is natural that he will be cautious. Maintaining low credit balances and paying off past debts would help solve this problem and can get a business loan quickly.

Weak business plan

Developing a detailed business plan would be wise. You will need to do an in-depth study of the market factors before submitting the documents required for business loans. It lets you get an objective and realistic analysis of the possibilities a scenario provides to your company.

Lack of collateral

Investors are looking for concrete evidence to support their investments. When you apply for a loan, you must have a clear understanding of your inventory of assets which you can use as collateral. If you are unable to provide tangible assets, you may need to mortgage your assets to get the business loan you need.

Purpose of the loan

You should be aware of why you need to apply for business loan. Do you need it to purchase new equipment or for research or to develop a new product or is it for renovating your office? If you are uncertain about your loan’s intent, lenders are less likely to approve your application.

  • 5 Oct, 2022
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Ontario Votes 2007: Interview with Family Coalition Party candidate Kristen Monster, Willowdale

Wednesday, October 3, 2007

Kristen Monster is running for the Family Coalition Party in the Ontario provincial election, in the Willowdale riding. Wikinews’ Nick Moreau interviewed her regarding her values, her experience, and her campaign.

Stay tuned for further interviews; every candidate from every party is eligible, and will be contacted. Expect interviews from Liberals, Progressive Conservatives, New Democratic Party members, Ontario Greens, as well as members from the Family Coalition, Freedom, Communist, Libertarian, and Confederation of Regions parties, as well as independents.

Retrieved from “https://en.wikinews.org/w/index.php?title=Ontario_Votes_2007:_Interview_with_Family_Coalition_Party_candidate_Kristen_Monster,_Willowdale&oldid=703926”
  • 2 Oct, 2022
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Sprint Nextel customer service rep. harasses client; Sprint cancels his account

Sunday, July 22, 2007

Virginia – Joshua Brady, a former Sprint Nextel customer, has had his cellular phone account shut off, but not because he wasn’t paying the phone bill, or even because he was late on payments, but because a customer service representative who assisted him, began to call him outside of her job, and make death threats to him in September of 2006. She was never fired for her actions, Brady says.

Brady has agreed to be interviewed by Wikinews to tell his story. All information and claims have been logged with Brady’s attorney and federal authorities.

The representative from Sprint Nextel, who for safety reasons is only being identified as Jessica, was working at the company’s call center in Ontario, Canada where Brady’s call to customer service was directed. According to Brady, Jessica then began to call him outside of her job duties at the call center after their first contact.

Brady called the center around 6:00 p.m. (eastern time) on a Saturday and attempted to receive help on a billing question and to find a way to stop prank calls. Brady requested a “soc code”, a code placed into the phone, that would allow for the number that was pranking him to be blocked. Unfortunately, Jessica did not know what that was, but tried unsuccessfully to find it. According to Brady, the only thing she could find was “the ANI feature call centers have.”

Brady then described to Jessica the billing issue he was having. He was being charged “for text messages I was not making”, even though he had unlimited text messaging with his billing plan. Meanwhile, Jessica called for a supervisor to help locate the code. As this customer service request over the phone was taking quite a bit of time, the two of them then started to discuss what two people would normally discuss if just chatting; sports, the weather, movies and music and if Virginia was a nice place to go on vacation. The supervisor then came by Jessica’s station with no luck on finding a code.

Later that night, around 10:30 p.m., Brady received a call. He answered it and much to his surprise, it was Jessica. He answered the phone with the usual “hello” and the voice on the other end answered with “hello Josh.” Brady was “surprised” that she had not said “hello Mr. Brady.”

“I then asked who it was, and she said Jessica. She told me about her day, and hoped that I did not mind her calling.” Then according to Brady, she started to describe how much she hated working in a call center, and how the job “pays the bills”, and asked if she could “come visit me sometime”. Brady said that he “immediately started to record” the call. Brady also stated that Jessica was not aware she was being recorded, and that further conversations were recorded without her knowing.

The call lasted about 15 minutes, but Brady said she “spoke so fast and moved along through things” that he “didn’t have a chance to talk if I wanted to. It [the call] ended with me interrupting her and telling her I had to go to dinner with a friend.”

Brady immediately called customer care back and reported Jessica’s actions to a supervisor (Jason), and the Floor Manager (Also named Jessica) at the Coos Bay call center, which is where his call happened to be directed. The advice he received was to “play along” and continue to report her actions until they could locate someone “better equipped” to handle the situation.

Jessica then began to call “about every other day or so” which turned out to be almost 30 calls, according to Brady who reported each call she made to Sprint Nextel.

Sprint Nextel then told Jessica to cease and desist all contact with Brady, but that didn’t stop Jessica from contacting him. She somehow found out the screen-name of his AOL Instant Messenger account, and left messages threatening to kill him. Brady logged the messages and faxed them to Sprint, who about a week later sent Brady a letter, saying that his accounts have been terminated.

“The purpose of this letter is to inform our that our office has received a complaint regarding your recent questionable interactions with our customer care group. Recent interactions with our company have prompted us to formally contact you. Sprint Nextel terms and conditions state that “termination of services. consistent with this agreement…”, said the letter from Sprint Nextel.

Brady states that Jessica is still employed with Sprint Nextel, despite the fact that all instant messages left by Jessica were forwarded to Sprint Nextel.

As recently as July 10, 2007, as many as 1,000 accounts were terminated by Sprint Nextel because customers were complaining too much and asking too many questions about billing.

“While we have worked to resolve your issues and questions to the best of our ability, the number of inquiries you have made to us during this time had led us to determine that we are unable to meet your current wireless needs,” said one letter to a sprint customer as recent as June 29, 2007. The letter states that the service will be terminated just one day after the letter was written despite saying they “understand switching to a new carrier causes an inconvenience.”

Two weeks ago, Sprint addressed the media about the mass-cancellations. “These accounts have been researched very carefully,” Sprint spokeswoman Roni Singleton said. “We feel strongly that the decisions we made, we stand by them. These decisions weren’t made lightly.”

“If the average person is calling less than once per month and these people are calling 40 or 50 times more, that takes away from customer service,” Singleton said. “Our priority is to improve the customer experience.”

Wikinews sent e-mails to Sprint Nextel on July 20 regarding the Brady incident; to date no response has been received.

Update: On July 23, 2007, Wikinews received an email response from a Sprint representative, going to some length to explain the termination of the customers who were calling up to hundreds of times a month. No information was given on the Brady case covered in this article; “customer privacy considerations” were cited as the reason and “no comment” was Sprint’s reply.

Retrieved from “https://en.wikinews.org/w/index.php?title=Sprint_Nextel_customer_service_rep._harasses_client;_Sprint_cancels_his_account&oldid=3970642”
  • 30 Sep, 2022
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  • 30 Sep, 2022
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Reasons For Insomnia

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By John Callahan

Insomnia is a symptom which can disturb your several sleep, medical and psychology, characterized by persistent difficulty in falling asleep. Insomnia is followed by functional impairment while awake. Insomnia can be categorized into three cases. The first being when the person will not be able to get sleep at all. The second being that the person might be able to sleep but will wake up in the middle of the night and will not be able to sleep again.

In the third case the person will fall asleep but after waking up he/she will still feel tired. There are many different reasons for insomnia. Some of them are:

[youtube]http://www.youtube.com/watch?v=deTgkwJFNHA[/youtube]

Stress is one of the biggest causes of insomnia. Pressure due to work, family, or career makes you stressed. If you are suffering with an uncontrollable stress then start doing yoga. Try to also consult a doctor and get medical treatment. Unhealthy diet disorders are also the main reasons for insomnia. It is very important to eat a healthy diet to maintain a healthy diet cycle.

The pain associated from an injury also causes insomnia. It is difficult to sleep when you are in pain. So you should consult a doctor and get medication to put you to sleep. Knee and back pains are also reasons for insomnia in older people. It is very hard to believe that some of the medications and drugs also cause insomnia. Some drugs can cause a change in your hormonal structure of your body, and causes severe insomnia. Basically our body clock is adjusted to sleep and wake up at a certain time. Irregular work shifts disturbs our body clock and causes insomnia. Travelling across different time zones may also causes insomnia.

As for women they suffer from insomnia due to menstrual period and menopause stage when there is a change in hormonal secretion. It is also difficult to sleep when the food is not digested properly or can not be digested. Thus eat light and less spicy food. Have your food at least two hours before sleep so that your stomach gets enough time to digest the food properly. Avoid taking large quantity of food or late night snacks before sleeping.

Sometimes the types of bed on which we sleep also causes discomfort to our body and prevent us from having a good sleep. Try to keep your bedroom free from noise and sound disturbance. Listening pleasant music will always help you to fall asleep. The reasons for insomnia may vary form person to person. The above reasons may not be exhaustive they cover ninety percent of the issues. In most cases insomnia is a temporary problem. Taking good guidance, care, medications, regular medical check ups will help you to prevent it. Thus if you are suffering from insomnia then do not take it lightly as it can also affect your brain and nervous system. So start taking precautions right now to be away from further serious problems, as prevention is better than cure.

About the Author: Are you ready to discover the best ways to

Reasons for Insomnia

? Visit http://insomniaremedyblog.com today for more information!

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  • 29 Sep, 2022
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